Judgment Information & Document Service · Not a Law Firm
LienLift Direct pulls records, calculates judgment interest, drafts non-legal correspondence at your direction, and teaches you to negotiate. You make the calls, send the offers, and sign every agreement.
Title
Discover Bank v. Garcia
Creditor
Discover Bank
Amount
$14,820
Jurisdiction
CA — Los Angeles
Re: Account #4321-9999
To Whom It May Concern,
I am writing to request validation of the
above-referenced account pursuant to
FDCPA §809(b).
Please provide an itemized accounting,
chain-of-title and the original signed
agreement within 30 days.
Sincerely,
[CLIENT NAME]
Drafted at your direction. You sign and send.
Original judgment
$10,000
Interest (1,247d)
$3,416
Total owed today
$13,416
Settlement target
$4,150
01 — Open the case
We capture the facts
Capabilities
Every feature is grounded in a single case record. Documents, AI outputs and payment math stay synced — so your strategy is the artefact, not a thread.
Generate FDCPA & FCRA-compliant validation letters in seconds — backed by Claude Sonnet 4.5.
Opening offers, counter-tiers and walk-away ceilings calibrated to your case leverage.
Dense, professional dashboard with deadlines, status, jurisdiction and documents.
Amortize settlements with interest-aware monthly schedules. Print and share.

Workflow
Open the case
Add the creditor, amount, jurisdiction, court record and any documents.
We prepare the documents
Validation, dispute or settlement letters drafted at your direction — you sign and send.
Practice the negotiation
Role-play with the AI creditor; get coach feedback before the real call.
Run the math
State-statutory judgment interest, payment plan amortization, and a settlement worksheet.
Register, open a case, and run the full pipeline — dispute letter, settlement strategy and amortized payment plan.
Made with Emergent